Banking built for the world.
UNFCU delivers secure, modern banking to United Nations staff and affiliates across 190+ countries — from everyday accounts to global transfers and flexible loans.
Everything you need to bank smarter
One platform for accounts, cards, transfers, loans, and more — wherever life takes you.
Smart Cards
Debit & ATM cards with instant controls, secure CVV reveal, and real-time spend alerts.
Global Transfers
Send money domestically or internationally with transparent exchange rates and zero surprises.
Flexible Loans
Personal, auto, and emergency loans with clear repayment schedules tailored to your needs.
Savings Growth
Competitive rates on Savings, Checking, and Current accounts to grow your wealth.
Advanced Security
Multi-step verification, biometric authentication, and 24/7 fraud monitoring.
Mobile Banking
Full-featured access from any device, anywhere in the world, at any time.
A credit union
you can trust completely
Since our founding, UNFCU has been dedicated to the financial well-being of United Nations staff and their families. We're not a bank — we're a member-owned institution where every decision is made with your interests in mind.
Your money,
fully in your control
Freeze cards instantly, reveal your CVV securely, track balances in real time, and review every transaction — all from one elegant, secured dashboard available 24/7.
- Masked account & card numbers
- Multi-factor authentication on every transfer
- Real-time balance and transaction alerts
- Secure CVV reveal with identity confirmation
- Verified account status badges
Protected at every layer,
every moment.
Multi-step transfer verification, 256-bit encrypted storage, continuous fraud monitoring, and identity confirmation keep your funds and identity safe — always.
Loans that move at your pace
Apply for Personal, Auto or Emergency loans with clear repayment schedules and next-payment reminders — no surprises.
Cover large expenses with competitive rates and flexible terms up to 7 years.
Apply nowFinance your next vehicle with low rates and no prepayment penalties.
Apply nowRapid funding for unexpected expenses — applied and disbursed fast.
Apply nowReady to join UNFCU?
Open your account in minutes and experience banking designed for the world's most trusted professionals.
Contact United Nations Federal Credit Union Bank
Our member services team is available for accounts, transfers, cards, and loans — securely.
Court Square Place, 24-01 44th Road, Long Island City, NY 11101, USA
Regulatory Compliance
This institution is federally insured by the National Credit Union Administration (NCUA). All member accounts are protected up to $250,000 per depositor, per insured bank, for each account ownership category.
Data Security & Privacy
We employ industry-standard encryption and security protocols to protect member information. Your personal and financial data is never shared with third parties without explicit consent, in accordance with applicable privacy laws.
Member Agreement
By opening an account or using our services, you agree to our terms and conditions. All transactions are subject to our member agreement, fee schedule, and applicable regulations governing credit union operations.
Dispute Resolution
Members may file complaints regarding account disputes or service issues. All disputes are handled in accordance with NCUA regulations and our established complaint resolution procedures.
What our members say
Real stories from United Nations staff and affiliates who bank with confidence across the globe.
Transferring funds across borders used to be stressful. With UNFCU the process is transparent and the verification steps give me real peace of mind.
After 30 years of service, UNFCU has been the one institution I trust completely. The dashboard is clear and support is always responsive.
The card controls and real-time alerts are exactly what I need traveling between duty stations. Everything just works, securely.
Applying for an emergency loan was fast and the repayment schedule was crystal clear. No hidden fees, no surprises.